Start with the metal, then the format. Gold concentrates more value in less space; silver costs less per piece but takes more room to store. Once you know the metal, the choice is mostly between bars, which usually cost less per ounce, and sovereign coins, which are easier to sell in small amounts.

If the purchase is for a retirement account, begin with the IRA-eligible page, because the account rules narrow the products you can hold. Higher-premium coins are a separate, collector-driven market; most clients focused on preserving wealth never need them.

Not sure yet? The How to Buy page explains how a purchase works and what a fair quote looks like.

IRA eligibility is confirmed at the product level in writing before purchase. Dormy does not apply blanket “IRA-eligible” labels.

Physical precious-metals prices fluctuate. Premiums, spreads, and availability change with market conditions and are confirmed in a time-stamped written quote.

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New to precious metals? Start with our plain-English guides and glossary →